Financial Tips: Answer B

Although FRA is defined as full retirement age, your actual FRA will vary depending on your year of birth. To find your FRA, refer to the table below. Keep in mind that social security benefits claimed prior to your FRA may be reduced.



Year of BirthFRA
1937 or earlier65
193865 and 2 months
193965 and 4 months
194065 and 6 months
194165 and 8 months
194265 and 10 months
1943-195466
195566 and 2 months
195666 and 4 months
195766 and 6 months
195866 and 8 months
195966 an 10 months
1960 and later67

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