Although FRA is defined as full retirement age, your actual FRA will vary depending on your year of birth. To find your FRA, refer to the table below. Keep in mind that social security benefits claimed prior to your FRA may be reduced.
| Year of Birth | FRA |
| 1937 or earlier | 65 |
| 1938 | 65 and 2 months |
| 1939 | 65 and 4 months |
| 1940 | 65 and 6 months |
| 1941 | 65 and 8 months |
| 1942 | 65 and 10 months |
| 1943-1954 | 66 |
| 1955 | 66 and 2 months |
| 1956 | 66 and 4 months |
| 1957 | 66 and 6 months |
| 1958 | 66 and 8 months |
| 1959 | 66 an 10 months |
| 1960 and later | 67 |
